Are You Covered With Golf Tournament Insurance?

golf is becoming an increasingly popular sport worldwide, but it is estimated that there are 27,000 golf injuries every year that require hospital treatment and that millions of dollars worth of equipment is stolen. Yet an independent survey claims that 9 out of 10 golfers have insufficient golf insurance.

Ask yourself this question, could you afford to be sued should you cause damage to third party property or injure an individual with a stray golf ball?

It is important to remember that not all incidents could be the fault of the golf player. There are many golfers on a course at the same time, many being amateurs, as golf is becoming the new up and coming sport and there are new members on the courses that wish to start playing. It is easy for someone to get in the line of fire when you are taking your shot, resulting in a possible injury. Also many golf courses are close to public property, or are surrounded by hotel complexes for instance when abroad, it could be possible to cause damage to such property.

A majority of people wrongly believe that their household contents insurance covers their golfing equipment. In many cases, this is not true. A large quantity of household insurance policies exclude sports equipment and sports injury cover, which means that if anything should occur either on or off the course, you would be held financially responsible.

Reliable coverage against theft, loss or damage to your golfing equipment, damage to property and personal injury is highly important. The fact of the matter is that golf can be a very expensive game if it goes wrong when you dont have the correct insurance cover. Remember, the more golf you play without sufficient insurance, the greater the risk.

All golfers, regardless of ability, run the risk of injuring another person while out on the course playing golf. The last thing you want is to be on the golf course, achieving those pars, birdies and eagles that you long for, but having that uneasy sensation in the back of your mind that you dont have sufficient golf insurance coverage.

So, if you think that your insurance policy provides sufficient protection for your equipment used for golf and public liability cover for golf sport injury, please think again and check the policy wording very carefully;

Does it protect your golf equipment from theft, loss or damage, 24 hours a day, anywhere worldwide;

Does it provide you with cover for playing golf on any golf course or driving range anywhere worldwide;

If you are covered, can you make a claim without adversely affecting your premiums or No Claims Discount;

Does it cover your golf equipment if lost or stolen whilst left unattended?

Very few household policies provide adequate cover and making a claim usually results in a premium increase and a reduction in your No Claims Discount allowance. So remember, if you dont have the correct golf insurance coverage, make sure to check it out!

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Adelaide Yoga Teacher Training

Niagara Falls -- Is It Worth The Trip?

For years niagara Falls has been one of the most popular tourist destinations in the United States and Canada. Visitors from abroad and North america alike cannot seem to shake their desire to visit this dramatic aquatic spectacle. But why exactly? The falls are not particularly convenient to any major U.S. city (apologies to Buffalo), which means visitors to the US will need at least two days to fit in a visit to niagara. Furthermore besides the actual falls themselves, there is little in the way of cultural or natural points of interest in the area. That is unless you consider a visit to Ripleys Believe it or Not to be a cultural experience. Finally, the climate in the niagara region is rather daunting for much of the year. The area gets a lot of precipitation throughout the year and winter is definitely rugged in that region.

The short answer to why niagara Falls has such a following is good PR. People from far and wide have heard of niagara Falls. I recently asked a friend from Taiwan if she had heard of niagara Falls before moving to the states. Of course!, she replied, we learned about niagara Falls in grade school. She went on to explain that most people who grew up in Asia consider niagara Falls to be one of the most important sites to see in the U.S. Its reputation is also strong throughout europe and India. The thought of missing niagara Falls is akin to missing the Great Wall or the Taj Majal on a visit to China or India respectively.

The real key to niagara Falls enduring lure, however, may be simply that it does not disappoint. The falls themselves have an undeniable dramatic beauty. Furthermore, the ever popular Maid of the Mist boat ride that takes tourists directly into the falls is truly thrilling. Beyond that, the town of niagara Falls, ontario has a certain dilapidated charm. As you stroll along Queen Victoria Park facing the falls on the Canadian side, you cannot help but get a sense of what it must have been like to visit in more innocent times; before we were jaded by extreme vacations and adventure tours. To think of someone actually climbing into a barrel and heading over the falls in 1901 (actually done for the first time by a 63 year old school teacher) still captures the imagination.

To get more insight into what impression niagara Falls makes, I interviewed 40 people who had visited the Falls in the past several years. The survey, taken from a semi-randomly selected sample, is patently unscientific. However, the results are interesting nonetheless. (A few words about the sample: most respondents were not born in the US but were living here, the age range was from young adults to retirees, most had begun their trip in either New York City or Boston, and most had gone to the Falls on a bus tour.)

Here is a summary of the feedback:

Was it worth visiting?
A resounding yes. Most respondents acknowledged that the eight hour trip from New York City was long, but surprisingly few seemed to mind. Several people expressed how much they enjoyed seeing the countryside and getting a sense of the real United States. Those who included a visit to niagara Falls as part of a tour of Canada were the least likely to complain about the distance. Only one respondent expressed regret that he made the trip. He said he just did not find the falls themselves that impressive and did not think it was worth the long bus trip.

Most recommended attractions?
Hands down the Maid of the Mist boat tour was suggested as the must-do activity. Several people also pointed out that this was the best way to view the falls for those who were not able to go to the Canadian side because of visa re-entry issues. The Cave of the Winds tour, which takes you by elevator to the bottom of the falls, got high marks for those who preferred not to take a boat ride. The helicopter tour also got raves, but only one person in the survey took a helicopter tour. The nighttime illumination of the falls got mixed reviews, with some calling it stunning, while others found it tacky. Several people who traveled with children also recommended exploring the town of niagara Falls, ontario. It offers typically touristy attractions that are sure to please kids.

How long should you stay?
Almost everyone answered either one or two days. A few people thought only a few hours were sufficient to see the sights, and no one suggested staying more than two days.

When should you go?
This is a little hard to decipher. Not surprisingly most people visited niagara Falls in the summer. The few who did go in the winter said they were impressed by the falls surrounded by ice, but expressed regret that they could not go on the Maid of the Mist (it stops running in October). In short, it seems like you should not go to niagara in the winter unless you are prepared for the cold. A few also recommended going in the fall to enjoy the foliage in Upstate New York along the way.

Bottom Line: Most people sampled in this informal survey thought Niagara Falls was a great weekend getaway and a good place to take visitors from abroad. If possible, include a stop in Niagara Falls on a visit to toronto for a great long weekend trip from New York or Boston. Chances are you will not be disappointed in a trip to Niagara Falls if you go when you are prepared for the weather, do not stay more than two days, and do not have high expectations of the attractions outside of those related to the falls.

Lila Kahn is the Marketing Manager of GotoBus.com, the leading online marketplace for bus tickets and tours in the USA. You can find out more information about the company and contact information for the author at: http://www.gotobus.com/

Yoga Cl Phoenix

What is Chair Yoga?

chair Yoga is a gentle form of Yoga. With so many types of Yoga available, here is one that most of us can practice. Inversions and complicated maneuvers are not necessary in a chair Yoga class.

All it takes is the motivation to get started. Most chair Yoga classes dont use a Yoga mat, but the main prop used is a chair. This helps with balancing poses, and most common yoga postures can be modified for the chair.

We have one particular chair Yoga class, in Pawtucket, RI, that uses both chairs and Yoga mats. Within this type of yoga class, you can cover standing, seated, supine, and prone postures. Most of our classes use the chair only, due to the difficulty of getting up, or down, on the floor.

chair Yoga sessions are most commonly seen in senior centers, assisted living complexes, nursing homes, adult day care centers, and physical rehabilitation units. Clients can learn any number of yoga postures, breathing techniques, meditation, and stage-by-stage relaxation, with the aid of a chair.

Standing postures, such as Triangle and Warrior variations, can be practiced seated, or standing, with the aid of a chair. You can practice Sun Salutations or Vinyasa, (flowing postures), from seated or standing positions.

Contrary to popular opinion, chair yoga is not for seniors only. Most of us take our good health for granted. The physically handicapped have no age boundaries, and they are very enthusiastic students.

Due to trauma, or a debilitating disease, at any time, any one of us could become physically handicapped. Most of us drive cars every day, and there is always a risk of an auto accident.

Some younger family members of seniors, and the physically handicapped, get involved in classes and private sessions. When family members participate in a class, or private session, it is always a good quality time for everyone.

chair Yoga teachers must continually educate themselves, be knowledgeable of body mechanics, use of props, and a variety of ailments. This field requires teachers with compassion and the patience to help those who are doing their personal best.

It is also a field with growth opportunities; as the population is aging, there are not enough chair Yoga teachers to go around. Some estimates indicate there are 1.5 million, or more, yoga practitioners, over the age of 55, within the United States. Therefore, the demand far outweighs the supply of Yoga teachers for this particular field.

Paul Jerard is a co-owner and the director of yoga teacher training at: Aura Wellness Center, in north Providence, RI. He has been a certified Master Yoga teacher since 1995. He is a master instructor of martial arts, with multiple Black Belts, four martial arts teaching credentials, and was recently inducted into the USA martial Arts Hall of Fame. He teaches yoga, martial arts, and fitness to children, adults, and seniors in the greater Providence area. Recently he wrote: Is Running a yoga Business Right for You? For yoga students, who may be considering a new career as a Yoga teacher. http://www.yoga-teacher-training.org/index.html

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Callaway Golf Bags and Accessories

golf is all about accessories. Usually golfers need one of the many things; they have to always carry along. When a golfer is looking for a lightweight golf bag with a variety of features there are plenty of options. Ask any pro about his choice of golf bags and accessories and the reply is often callaway. The company produces high quality golf bags at affordable prices, in a wide assortment of styles and colours. While style is a key feature that can often persuade a buyer to purchase a particular type of bag, one of the most prominent and desired feature of a golf bag is its carrying capacity. callaway golf bags are spaciously designed to carry golf clubs, balls and other items, making it among the few bags that have a reasonable amount of space and are quite popular in the market.

A key feature of a golf bag is its organisation. Forcing a golfer to go rummaging through their golf bag to find the desired club or some specific item can take some time and result in the golfer losing concentration. callaway golf bags an exceptional quality golf bag. It is a must-have for any avid golfer who intends on playing or frequently plays competitive golf.

callaway makes top quality bags like the callaway Pencil Bag. The golf bags are lightweight and easy use, have a padded, adjustable shoulder strap for comfort and come with two pockets and an umbrella holder. Ideal for a quick trip to the range or when you just want to carry a few clubs; also holds a full set. The callaway golf Carry Pencil bag comes with a price tag of 29.99. Accessories like the callaway golf FT-5 tour Graphite Shafted Driver are competitively priced at 289.00 a piece. callaway golf X - junior sets and half sets cost 199.00. Other accessories like callaway golf towels, callaway ladies golf accessories are also top line and widely popular.

callaway golf bags have an abundance of additional convenient features. They support adjustable and comfortable straps that are always welcome; as carrying a heavy bag with little padding can be somewhat painful and obviously then, affect the performance of the golfer. Another appreciated feature of some bags is a stand, which allows the bag to be set up for easy access and also keeps the bag off of the fairway.

Search Logic writes about online golf store & golf accessories. Get all types of goft equipments and biggest brands in one place. For more details please visit www.golfbuyitonline.co.uk.

Prenatal Yoga Teacher